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How Home Warranties Help HomeownersYour systems and appliances may be in good working order today, but sooner or later, everything wears out. Even with perfect maintenance, nothing lasts forever. When your system or appliance breaks down, you could spend hundreds or thousands to repair or replace it, potentially causing a serious financial setback. A home warranty service contract allows you to control the cost of home repairs. Rather than spending money on surprise repairs or replacements of systems and appliances, you can rest easy knowing that covered breakdowns are taken care of with your annual service contract fee and low cost service call fee.*How Home Warranties WorkHome systems and appliances can break down when you least expect it ­­ and often, when your budget isn’t ready for it. A home warranty offers peace of mind. With a home warranty, your home’s most important appliances and systems will be protected, provided they are maintained and in good working order at the start of your contract. You’ll pay your contract fee annually and enjoy repair and replacement service for essential home systems and appliances for this low annual fee plus an affordable service call fee for each repair or replacement.*Getting Service from Choice Home WarrantyWith a home warranty, any time you need a repair for a covered appliance or system, you’ll simply submit a claim to get help from a local technician. The Choice Home Warranty claims hotline is available 24/7 by phone or online. Once a claim is submitted, Choice Home Warranty will immediately dispatch a local, licensed, and insured technician to service your claim promptly and professionally.*Choice Home Warranty’s Technician NetworkMany Choice Home Warranty customers choose to purchase a service contract to save money on home repairs, but discover another perk of having a home warranty: the Choice Home Warranty technician network. Choice Home Warranty instantly begins dispatching customer claims to its Technician Network, ensuring that you’ll receive prompt service from the leading home repair experts in your area. Each technician is based in your local area, licensed, insured, and most importantly, trusted by Choice Home Warranty to deliver excellent service. With a Choice Home Warranty service contract, you’ll simply get fast, helpful service for your home without having to shop around for a repair professional. We’ve done the work of screening technicians for you, so all you have to do is submit your claim and enjoy having your covered system or appliance repaired quickly and without hassle ­­ or a high cost.** Click Here to view complete limits of liability and any exclusions. CHW offers service contracts which are not warranties. See policy for specifics on response times. CHW reserves the right to offer cash back in lieu of repair or replacement in the amount of CHW’s actual cost (which at times may be less than retail) to repair or replace any covered system, component or appliance. First Month Free available with purchase of any Single Payment home warranty plan. Learn More About Choice Home WarrantyStill have questions about home warranties and how Choice Home Warranty can protect your home and finances? Contact usto get help from a customer care representative who can help you better understand what Choice Home Warranty has to offer homeowners.
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April 6, 2026
James Wachob, a Memphis native, has built his life and career around two priorities: real estate and family. Starting in home improvement sales, he transitioned into homebuilding before the 2008 recession pushed him to pivot toward investment properties. In 2009, he entered the rental housing market, later developing a successful turn-key model that renovates distressed homes and sells them to investors seeking cash-flow opportunities.His business operates through three branches:IBuyYourHouse.com – acquiring properties in high-demand areas near major employers.TurnKeyInvest.com – renovating and selling rental homes to investors nationwide and abroad.FoundationPM.com – managing properties to ensure safe, clean, functional housing for tenants while minimizing maintenance for owners.Wachob emphasizes quality over quantity in Memphis rentals, aiming to provide homes that are safe and sustainable for the workforce. He leads a 12-member team he considers part of his extended family, offering investors a full-service solution under one roof.Equally important to James is his personal life. A devoted husband and father, he and his wife, Shelley, stay active in their church, children’s school, and East Memphis community. Their family enjoys traveling, neighborhood gatherings, and time outdoors, while James treasures both family adventures and quiet moments. For him, true success means creating a “financial fortress” to protect and support his loved ones, both at home and in business.
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August 31, 2025
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Seth Lacher, area manager for First American Home Warranty, is passionate about providing peace of mind to buyers, sellers, and real estate professionals through home warranty coverage. With four years at the company, Seth consistently ranks among the top representatives in the Eastern Division and was recently named Affiliate of the Year by the Memphis Women’s Council of REALTORS®.He emphasizes that home warranties protect buyers from unexpected repair costs and give sellers and agents added security during the listing and closing process. As home prices and mortgage rates rise, he notes that warranties are more valuable than ever. A First American home warranty covers major home systems and appliances, filling gaps left by homeowners insurance and helping reduce financial stress for new homeowners.Beyond his career, Seth’s life is rooted in faith, family, and relationships. Raised in Fraser, TN, he grew up with a strong work ethic and later reconnected with his high school sweetheart, Carrie, whom he married in 2021. Together they enjoy mudding, hunting, and riding ATVs. Seth is also a skilled cook and barbecue competitor, winning first place in the beef division at the Southaven Springfest in 2019.Known for building strong relationships with Memphis REALTORS®, first during his time selling real estate ads for the Commercial Appeal and now through his home warranty role, Seth blends professional expertise with a personal touch that makes him a trusted partner in the real estate community.
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August 31, 2025
As a lifelong resident of Desoto County and proud graduate of Horn Lake High School (go Eagles!) and the University of Memphis (go Tigers!), my roots in our community run deep. With over 24 years of dedicated mortgage lending experience and a banking career that spans back to 1993, I’m passionate about helping my neighbors throughout Desoto County, Mississippi achieve their dreams of homeownership. As your local mortgage loan officer, I combine my extensive financial background with a personal commitment to making the mortgage process clear and manageable. My journey in financial services began on the banking side of the industry, helping people with construction loans and lines of credit. Then I started working exclusively in mortgage lending. Since then, I’ve built my career on understanding not just mortgages, but the complete financial picture of homeownership. What truly drives me is helping first-time homebuyers navigate their path to homeownership. I understand that buying your first home can feel overwhelming, which is why I take extra care to break down the process into clear, manageable steps. Whether you’re a first-time buyer or looking to move up, I’ll guide you through every stage of the mortgage journey.As a mortgage lender licensed in Tennessee, Mississippi, Arkansas, Alabama, and Florida, I work with clients throughout Memphis, Desoto County, and surrounding areas. I believe that every homebuyer deserves personalized attention and a mortgage solution that fits their unique situation. Proudly serving my fellow homebuyers and homeowners in Desoto County, including Southaven, Olive Branch, Horn Lake, Hernando, Memphis, and all surrounding communities since 1999!
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September 1, 2025
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Meet The

Owner/Publisher

Jeff White

Jeff White is the publisher of Real Producers magazines in Memphis, Chattanooga, and Central Mississippi—premier publications exclusively for the top-performing real estate agents in each market. Through thoughtfully curated print magazines (mailed only to the best agents) and invite-only networking events, Jeff brings together the most influential real estate professionals with the trusted businesses that support them. If you're a top agent or rising star with a compelling story, we'd love to hear from you. And if you own a business that would benefit from building relationships with elite agents in Memphis, Chattanooga, or Central Mississippi, reach out to jeff.white@realproducersmag.com.

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