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I started getting into photography around 2004 on film while exploring a now potential hobby. I was never played sports or music; didn't do much in the way of extra curricular activities to be honest. I used to be shy and soft spoken until I learned to communicate with my images, which really built up my confidence. This journey of learning what now feels like a whole new language started while I was still in the US Marine Corps. I was attending classes while fulfilling my reserve duties while living in Grand Rapids Michigan. My military career was unfortunately cut short when I injured my back and needed surgery to correct a bulging disc pinching a nerve. After the dust settled in the medical discharge, I kept taking photos and learning all that I could. After finally getting back to somewhat normal activity with lots of PT I started exploring building a business with the skills I had been so passionate about. I worked part time with my camera for a long time doing work for friends and family until 2014 when I created a legitimate LLC for Forward Exposure. Over the years I developed a wide variety of experience; I wanted to capture every everything! However I'd say I have the most fun working with people, there's just something about getting to know people through creating images with them that's difficult to describe. A close second would have to be macro photography, taking time to witness and capture all the tiny things around us we tend to overlook. Slowing down to change perspective and see differently is therapeutic and relaxing to me.
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June 30, 2025
As an experienced lender, Tim Meduna joined Northern Mortgage because he admired its stellar reputation within the community and believed in their ideals of delivering top-notch customer service and common sense lending. Tim and his team operate like a well oiled machine. They work one-on-one with each client to deliver the highest level of customer service and make the home loan process as simple and smooth as possible.Tim is passionate about his work and loves to help clients through the loan process. “I like to look at the big picture of a deal and solve any foreseeable problems,” he explains. Tim likes to be proactive with all of his clients. He finds it important that his clients come into the office as soon as possible to go over all documentation. This way, when they go to put an offer in, they are able to put in the strongest one possible. Tim has been known to accept a loan application on weekends, on vacation, and even on the golf course.Tim grew up in Jenison and graduated from Grand Rapids Community College and Central Michigan University. He has continued his education by being involved within a mortgage real estate group, The Core. He was previously awarded The Blue Dragon by his peers within The Core and he loves to tell the story if you ask! Tim and his family currently live in Hudsonville, MI. When he’s not working or spending time with his family, Tim enjoys competing on the golf course, playing pick-up basketball, and playing heated games of cornhole.
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January 28, 2025
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Meet The

Owner / Publisher

Terra Csotty

Terra Csotty is the Owner of Oakland County / Wayne County / Macomb County and Grand Rapids Real Producers, the premier publication for each city's top-performing real estate agents. Through the print magazine (exclusively mailed to the best agents) and invite-only events. Terra connects their market's most impactful players in real estate with the area vendors who serve them best. If you're a top agent or a rising star in the industry with a unique story to tell, contact us today. Reach out if you own a business that would benefit from getting to know top real estate professionals.


Want to connect about being a potential partner? Book a time at linktr.ee/terracsotty or check out my website at www.terratheconnector.com

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