Element Mortgage is one of the fastest-growing mortgage divisions in the country, built on the belief that great lending starts with great people. Founded by Dustin Sheppard, Acting CEO of American Pacific Mortgage, and Evan Miller, a top-producing originator, Element was created to provide a better mortgage experience for both clients and loan professionals.


Built by industry experts with real-world lending experience, Element combines a people-first approach with the strength of a national platform. The team is committed to delivering personalized service, local market expertise, and financing solutions for a wide range of real estate needs, including residential, construction, renovation, commercial, and non-QM loans.

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