Kyle Nicholas McCray
Loan Advisor
NMLS: 1467215
teammccray@elementmortgage.com
916-880-8059
Visit My Website

Element was built by operators, for operators — grounded in real-world production experience and a deep belief that great lending starts with great people. From day one, the focus has been on being human, local experts in every market they serve, backed by a national platform powerful enough to fund virtually any real estate loan — from residential and non-QM to construction, renovation, and commercial lending.

Today, that people-first approach continues to fuel Element's growth across the country. Whether you're a first-time homebuyer or a seasoned investor, the Element team brings the expertise, tools, and personal touch to get the job done right.


We strive to be a resource, so please explore the site to find useful information and contacts, or reach out to our team for direct access to lending solutions that work for you.










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