Craig O'Neil is a top producing San Diego mortgage expert and has built his career finding creative solutions to close loans that big retail banks denied. He focuses on all residential mortgage lending, but is an expert with high net worth clients, investors, and entrepreneurs - finding creative jumbo financing solutions along with NON-QM loans like business bank statement loans, DSCR investor loans, and asset depletion mortgages. Whether you're considering refinancing, consolidating debts, or preparing to purchase a home, ONEIL TEAM are here to guide you through the mortgage process.

United American Mortgage is a bank and broker hybrid with 85 different investors that we can deliver loans through. Having every loan option available for our clients gives us a competitive edge to ensure we deliver the best rates, terms, and service to fulfill their home loan needs.